Spend the gift cards you forgot you had.
CardOwl keeps every gift card, loyalty card, and store credit in one place — for any store, big or small — then reminds you when you walk in where you can spend it.
Sources: Bankrate/YouGov 2024; Mercator Advisory Group / Retail Gift Card Association via CNBC.
Your cards, always ready.
In a few taps, the money you forgot about starts working for you again.
Every card, every store
CardOwl works with any merchant — from national chains to the pizza place down the street. No store's too small.
Add cards in seconds
Scan it, enter it manually, or forward it from email. No long forms required.
Reminded where it counts
A single, useful nudge arrives when you're somewhere you can spend a saved balance.
Less remembering. More using.
CardOwl handles the background work so the balance shows up at the moment it can save you money.
Add your cards
Type, scan, or email. Physical cards, e-gifts, loyalty cards, and store credit all fit.
See nearby balances
Open Nearby to see which stores around you have money waiting, with the balance right there.
Get one useful reminder
Turn on store alerts and CardOwl nudges you when you arrive. One tap brings up the card details.
How does CardOwl know you're near a store?
The honest answer: it doesn't. Your phone does.
That match happens on your device — your phone compares where you are to your saved stores, so your live location never has to leave it to trigger a reminder.
Stop leaving your money at the register.
Join the waitlist for early access. CardOwl is coming to iPhone, Android, and Chrome.
No ads. We don't sell your data. No surprises.