Spend what you already have.
CardOwl finds the gift cards in your drawer, your inbox, and your wallet — then quietly reminds you when you're at a register where they'd save you money.
First access when we launch. iPhone and Android. No spam, no data sales.
Sources: Bankrate/YouGov 2024, Mercator Advisory Group via CNBC.
The right card. The right moment. Without the work.
CardOwl puts every gift card you own in one place — then quietly reminds you when you're near a store where you can spend one.
No tracking between visits. The reminder fires when you arrive — and only then.
See what you can spend, near you.
Open Nearby and instantly see which stores around you have gift card money. Sorted by distance, with your balance and how fresh it is. No more guessing whether that Old Navy card is still loaded.
A quiet reminder, only when it counts.
Turn on store alerts and CardOwl pings you when you walk into a store where you have a card. It's not tracking you between visits — the reminder fires once, at the door, then nothing.
CardOwl uses your phone's built-in location features and never stores your travel history.
Every card encrypted. Every detail under your control.
Card numbers and PINs are encrypted on your device with AES-256-GCM before they ever reach our servers. The key is derived from your password and never leaves your phone — we cannot read your vault. Tap to reveal what you need, when you need it.
Three steps. Then it works in the background.
Set it up once. CardOwl handles the rest.
Add your cards
Type, scan, or import. Physical, e-gift, store credit — they all go in one place.
See nearby balances
Open the Nearby tab and see which stores around you have money waiting. Balance and freshness right there.
Get reminded at the register
Turn on store alerts and CardOwl notifies you when you arrive somewhere you have a card. One tap, your details, that's it.
Cards from more than 50 retailers and networks supported, with more added every month.
“Most gift card money goes unspent — sitting in drawers, lost in inboxes, forgotten at the worst moment. We built CardOwl to fix that. No ads, no upsells, no selling your data. Just your cards, ready when you need them.”
Remembered at the right moment.
The next time you're standing at a register, CardOwl will have your back. Join the waitlist and be in early when we ship.
For the people who hate leaving money on the table.
Shipping this summer. Be on the list when it goes live.
No ads. No selling your data. Just a heads-up when we ship.