Never waste a gift card again.
CardOwl gathers every gift card you own in one place, then reminds you to use one at checkout — so you stop paying out of pocket for things you've already paid for.
The average person has $244 in unused gift cards. See yours.
First access when we launch. iPhone and Android. No spam, no data sales.
Sources: Bankrate/YouGov 2024, Mercator Advisory Group via CNBC.
The right card. The right moment. Without the work.
CardOwl puts every gift card you own in one place — then reminds you to use one when you walk into a store where it works.
See what you can spend, near you.
Open Nearby and instantly see which stores around you have gift card money — from national chains to your local favorites. Sorted by distance, with your balance.
One reminder, exactly when it counts.
Turn on store alerts and CardOwl pings you when you walk into a store where you have a card. It doesn't track you between visits — you get reminded once, then it gets out of your way.
CardOwl uses your phone's built-in location features and never stores your travel history.
Every card encrypted. Every detail under your control.
Card numbers and PINs are encrypted on your device with industry-standard AES-256-GCM before they ever reach our servers. The key is derived from your password and never leaves your phone — we cannot read your vault. Tap to reveal what you need, when you need it.
Three steps. Then it works in the background.
Set it up once. CardOwl handles the rest.
Add your cards
Type, scan, or import. Physical, e-gift, store credit — they all go in one place.
See nearby balances
Open the Nearby tab and see which stores around you have money waiting, with your balance right there.
Get reminded at the register
Turn on store alerts and CardOwl notifies you when you arrive somewhere you have a card. One tap, your details, that's it.
Cards from more than 50 retailers and networks supported, with more added every month.
“Several of us kept doing the same thing — paying out of pocket while a gift card sat at home. Even in the glove box, we’d forget it was there. Having the card was never the problem; remembering it at the register was. So we built CardOwl.”
Remembered at the right moment.
The next time you're standing at a register, CardOwl will have your back. Join the waitlist and get early access at launch.
For the people who hate leaving money on the table.
Shipping this summer. Be on the list when it goes live.
No ads. No selling your data. Only a heads-up when we launch.